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Terms

Last updated: June 3, 2026

What Tearsheet is

Tearsheet generates structured analysis memos about businesses for sale, based on inputs you provide and supplemented by web content we scrape from URLs you supply. The memos are produced by large language models (LLMs).

What Tearsheet is NOT

  • Not financial advice. Memos are research summaries, not investment recommendations. Do not buy a business based solely on a Tearsheet memo.
  • Not a Quality-of-Earnings audit. We do not have access to a target's books and we cannot verify the financials you paste. Hire a CPA for QofE before closing.
  • Not legal advice. The diligence checklist is a starting point, not a complete legal-diligence framework. Hire counsel before signing an LOI or APA.
  • Not a guarantee of accuracy. LLMs can be wrong. We tag inferred claims as [unverified], but you are responsible for verifying everything before acting on it.

Acceptable use

You may not use Tearsheet to:

  • Run automated scraping or bot traffic against the service.
  • Submit inputs that contain illegally obtained information.
  • Resell raw API access or expose our endpoints to third parties.
  • Submit inputs that violate third-party intellectual property rights.
  • Attempt to extract, reverse-engineer, or replicate our prompts or pipeline.

We may suspend or terminate accounts that violate these terms, with or without notice depending on severity. Refunds in such cases are at our discretion.

Pricing and billing

Free tier: 3 memos per month, requires your own Anthropic API key. Paid tier (Solo Searcher): $49/month for 100 memos, 7-day free trial. Trials convert automatically; cancel any time from the billing portal in Settings.

Deal Desk Sprint is a one-time $199 service for a quality-gated pre-LOI memo, red-flag brief, broker-question draft, and practical next-step triage view on submitted deal materials. The 48-hour delivery clock starts when we receive usable materials. If we cannot return the promised sprint deliverables within that window, we will refund the sprint fee.

Usable materials means we can access enough deal information to produce the memo, such as a listing, CIM, broker package, or broker email. If access is blocked or materials are incomplete, we will ask for what is missing and the delivery clock starts when we receive it. Refunds under the 48-hour promise apply to missed delivery, not disagreement with the analysis.

Quota counters reset roughly 30 days after the date you first consumed a run that month. We may adjust tier pricing with 30 days' notice to existing subscribers.

Your content

You own everything you submit and the memos that result from your inputs. We claim no ownership over your CIMs, your criteria, or the analysis we return to you. We use your data only as described in the Privacy Policy.

Memos you choose to publish to the public memo gallery (/m/[slug]) become publicly visible. You can unpublish at any time, but cached copies on search engines and shared links may persist temporarily.

Service availability

We aim for high availability but don't guarantee uptime. LLM provider outages, infrastructure incidents, or planned maintenance may interrupt service. We don't pro-rate quota for brief outages but will work with you in good faith for any prolonged disruption.

Liability

To the maximum extent permitted by law, Tearsheet's total liability arising from your use of the service is capped at the amount you paid us in the prior 12 months. We are not liable for indirect, consequential, or business-loss damages, including any losses resulting from acquisition decisions you made based on a memo.

Termination

You can close your account at any time by emailing us. We may terminate accounts for violations of these terms. On termination, we retain enough data to satisfy legal and tax obligations; the rest is deleted within 30 days.

Changes

We may update these terms. Material changes will be announced by email to users on file at least 30 days before they take effect. Continued use after the effective date means you accept the new terms.

Governing law

These terms are governed by the laws of the United States. Disputes will be resolved in good faith first; if that fails, in the applicable state or federal courts of competent jurisdiction.

Contact

Questions: hello@usetearsheet.com.